The VA home loan program was developed in 1944 as part of the original Serviceman's Readjustment Act. Since then, it's gone on to help thousands of veterans realize their dreams of homeownership.
That said, there are many myths and... (Read More)
If you're on the market for an older home, you'll want to keep an eye out for water fixtures. Older homes don't always have the latest in water-saving devices. Some even have a few water-wasters. The good news? A lot of these problems can be fixed... (Read More)
Congratulations, you've made the decision to start shopping for a new home. You've likely thought of a few people to contact for help along the way. Realtor? Check. Loan officer? Check. But what about your insurance agent? They're a critical player... (Read More)
Buying a new home can be exciting! It's the perfect opportunity to create a space that's completely your own, with your personal style and comforts. Of course, it's not only the inside of the home that needs your attention, but also the yard and... (Read More)
The appraisal is an important part of the home buying process. But what happens if an appraisal comes up short of the agreed-upon selling price?
Here's an example: A home is listed for sale at $350,000. It's a multiple bidding situation, so you... (Read More)
Thinking of buying your first home or one that better suits you and your family? Here are three important steps in the home buying process you don't want to skip:
Get a mortgage pre-approval. Nearly nine out of every 10 buyers finance their home... (Read More)
When financing a home, you have a lot of choices, including the term of your loan. It's estimated that 80 percent of all home buyers elect to take out 30-year fixed-rate home loans. It's a popular option because of the low monthly payments.
Less... (Read More)
Ready to buy your first home? Your first step is to visit a mortgage lender to see how much house you can afford. But be prepared for the paperwork that comes with it. Here are the documents you'll be asked to provide as part of the loan application... (Read More)
When it comes time to sell your home, you'll need to decide which types of repairs and improvements you'll want to make before it's listed for sale. Should you update your kitchen? Apply fresh paint to the living room? Plant flowers? Clean or... (Read More)