Congratulations! You are using your VA loan benefit to buy a home. Once you are under contract on a home, the lender will tell you that the home needs to be appraised. People usually have many questions about appraisals. The following are some of... (Read More)

Ever wonder which things can affect your credit score the most when you're applying for a mortgage loan? Here are some of the top factors that can dramatically lower anyone's score: You're 30 days late (or more) paying a bill. You could see a... (Read More)

Ever hear the terms REO, bank-owned, short sale or HUD home? And have you even wondered what the heck all those terms mean? Here are some definitions used to describe common types of distressed properties: Foreclosure: This refers to the process... (Read More)

Buying a fixer-upper? Whether you have a small remodeling job ahead of you or a big one, you're always much better off with a plan. Here are some tips for coming up with a plan designed to help you succeed: Decide how much you're going to spend... (Read More)

Congratulations! You are using your VA loan benefit to buy a home. Once you are under contract on a home, the lender will tell you that there needs to be a VA appraisal ordered. People usually have many questions about appraisals. The following... (Read More)

Active duty and retired military members have a great benefit when it comes to purchasing a home. They can do it with NO MONEY DOWN. Being a veteran isn't the only requirement when it comes to getting a VA loan, though. The Department of Veterans... (Read More)

Ready to try your hand at renovating a home? There's a loan to help with that. The best candidates for a 203k loan are ones who don't have a lot of extra cash in the bank and want to buy a home that needs to be renovated. Homes that need... (Read More)

Many people believe that after they have had a home foreclosed on, they will never be able to buy a house again. This is untrue. As you may have guessed, it is much more difficult to get a mortgage after a foreclosure hits your credit report, but... (Read More)

Eight seconds. Not much time, right? But that’s how long you have to catch a buyer’s attention when selling a home. So, you’ve got to make those seconds count from the moment a prospective buyer arrives on your property. It’s not just... (Read More)